Branch Manager⬦Sr. Loan Officer
NMLS #262463
Cardinal Financial⬦NMLS ID #66247⬦901 N. Green Valley Pkwy., Suite 190⬦Henderson, NV 89074
Branch Manager⬦Sr. Loan Officer
NMLS #262463
Cardinal Financial⬦NMLS ID #66247⬦901 N. Green Valley Pkwy., Suite 190⬦Henderson, NV 89074
Branch Manager⬦Sr. Loan Officer
NMLS #262463
Cardinal Financial⬦NMLS ID #66247⬦901 N. Green Valley Pkwy., Suite 190⬦Henderson, NV 89074
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackDavid was born and raised on Long Island, NY. He left New York in 1996 to attend the University of Nevada, Las Vegas. After receiving his bachelor's degree, he immediately found his way into the mortgage business — first two years as a mortgage broker, then moving on as a mortgage banker for the last 19 years.
Throughout his career, David has been recognized many times by mortgage industry publications that formally reward leading loan originators throughout the United States (Mortgage Loan Originator Magazine, Mortgage Broker Magazine, and Scotsman Guide). Recently, David was named among the Top 1% of all “Loan Originators in America for 2012” by Mortgage Executive Magazine, Inc. Locally, he was honored among "Southern Nevada's Top Finance Executives" by VEGAS INC Magazine (February 2013).
David currently lives in Henderson with his wife Stefanie and their three children.
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.
Don't Prompt Me Again Ok CancelBranch Manager⬦Sr. Loan Officer
NMLS #262463
Cardinal Financial⬦NMLS ID #66247⬦901 N. Green Valley Pkwy., Suite 190⬦Henderson, NV 89074
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Release: master-7320